Ventura County Business Bank - Ventura County Business Bank

Who We Are

	History and Background
	Executive Bios
	Board of Directors

Executive Bios

Gerald J. Lukiewski, President, Chief Executive Officer and Director
Mr. Lukiewski formed the organizational group to start Ventura County Business Bank in February 2002. He previously was the President & Chief Executive Officer of American Commercial Bank (ACB) and its holding company, Americorp. He began his banking career in 1979 with United California Bank (which later became First Interstate Bank) in Ventura, California. During his 11 years with First Interstate, he held a variety of managerial positions including branch manager of the Oxnard Branch and District Manager for the Ventura County, Santa Barbara, and San Luis Obispo Counties. He joined the dominant community bank in Ventura County, Bank of A. Levy, in 1990 as a senior officer responsible for all loan and deposit operations in the Eastern Ventura County Region. Bank of A. Levy was acquired in 1995 and Mr. Lukiewski joined Santa Barbara Bank & Trust to manage a loan centralization department. An opportunity to return to branch banking brought him to American Commercial Bank in 1996 as Regional Manager. He was later promoted to Chief Credit Officer of the bank, and in March 1998 he was appointed as President and Chief Executive Officer. Mr. Lukiewski left ACB when Mid State Bank & Trust acquired ACB in a merger that closed on September 28, 2001. Mr. Lukiewski received a Bachelor of Arts Degree in Business from California Lutheran University in Thousand Oaks, and he received the Certificate of Achievement from the National Association of Credit Manager's, Graduate School of Credit and Financial Management. Mr. Lukiewski is involved in numerous community groups including the Camarillo Breakfast Rotary Club, the Oxnard Ambassadors, the Ventura County Taxpayers Association and the Boy Scouts of America.

Keith Sciarillo, Executive VP and Chief Financial Officer
Mr. Sciarillo began his career in public accounting in 1986, working first for Grant Thornton and then Deloitte and Touche. He started working in banking in 1991 with American Commercial Bank ("ACB"). He started as the bank's internal auditor and ended his time with ACB in 2001 as the bank's Senior Vice President & Chief Financial Officer when Mid-State Bank & Trust acquired ACB in a merger. In 2002, Mr. Sciarillo worked as the Controller for Aegis Medical Systems. During 2003, he returned to banking as the Executive Vice President and Chief Financial Officer for California Oaks State Bank. In December 2003, Mr. Sciarillo became the Executive Vice President and Chief Financial Officer for Ventura County Business Bank.

Janice Armijo, Executive VP and Chief Operating Officer
Ms. Armijo was appointed the Executive Vice President and Chief Operating Officer of the Bank on December 20, 2006. Ms. Armijo began her banking career in 1977 with Security Pacific National Bank (which later became Bank of America) in Ventura County, California. During her 11 years with Security Pacific National Bank, she held a variety of managerial positions in Operations and Lending through out Ventura and Los Angeles Counties. Ms. Armijo joined First Interstate Bank of California in 1984 where she held the position of District Sales and Service Manager for the Ventura County, Santa Barbara, and San Luis Obispo Counties. In May 2003 she joined Ventura County Business Bank and became the Bank�s Chief Operating Officer in July 2004. In 2005 Ms. Armijo took on the additional responsibility of Compliance Manager. Ms. Armijo was awarded the Certified Regulatory Compliance Managers designation in June 2009 from the Institute Certified Bankers, a subsidiary of the American Bankers Association, in Washington, DC.

Chuck Tulloh, Executive VP and Chief Credit Officer
Mr. Tulloh was appointed the Executive Vice President and Chief Credit Officer of the Bank on August 24, 2009. Mr. Tulloh started his banking career with Bank of America in Los Angeles in 1977, developing extensive experience in Corporate Finance, Commercial lending and Loan Administration. He has held Senior Management positions at Security Pacific, Mellon Bank, KPMG Peat Marwick and Openheimer and Co. Mr. Tulloh is a graduate of the University of California, Santa Barbara and obtained an MBA in Finance with Finance and Accounting Concentrations from UCLA Graduate School of Management. He served in the US Army and the US Army Reserve.

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